A-K Valley FCU will hold your new or existing certificate of deposit as collateral on a loan. This pledge of savings loan, in most cases will enable you to get a lower interest rate on your loan. Provided that there are enough funds in your certificate to match the amount of your loan request, your loan will be approved in 24 hours. 

Interest rate is based upon the rate we are paying on your certificate.  Maximum term on this loan is 10 years. 

Use our Loan Calculator to determine the loan financing and payment options that are best for you.