A-K Valley FCU offers a personal loan for a term up to 60 months. This loan is often used for home improvement, bill consolidation, auto repairs, etc. The amount approved for this line of credit is based upon your monthly income and expenses.  There is no collateral required for this loan. 

If applying for a bill consolidation loan, A-K Valley FCU requires the accounts you are paying off be closed. When you apply for a consolidation, we will need creditor names, addresses, account numbers, and 10-day payoff amounts for all bills consolidated.

Rates and eligibility are based upon your credit report. An account may be set up to write your own checks for this type of loan. Use our Loan Calculator to determine the loan financing and payment options that are best for you.