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Certificate Rates
Rates are Effective July 15, 2010
 Calculate Your Interest
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Share Certificates
IRA Share Certificates
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Minimum Amount
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APR*
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APY*
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3 Month Certificate
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$500.00
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0.300%
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0.300%
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6 Month Certificate
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$500.00
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0.395%
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0.400%
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1 Year Certificate
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$1,000.00
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0.745%
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0.750%
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| 18 Month Certificate** |
$1,000.00 |
0.795% |
0.800% |
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2 Year Certificate
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$1,000.00
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1.290%
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1.300%
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30 Month Certificate
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$1,000.00
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1.390%
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1.400%
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3 Year Certificate
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$1,000.00
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1.735%
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1.750%
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4 Year Certificate***
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$1,000.00
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2.080%
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2.100%
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5 Year Certificate***
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$1,000.00
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2.475%
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2.500%
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| 1 Year Youth Certificate |
$100.00 |
0.845% |
0.850% |
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Jumbo Share Certificates
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Minimum Amount
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APR*
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APY*
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6 Month Certificate
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$10,000.00
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0.70%
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0.70%
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1Year Certificate
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$10,000.00
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1.10%
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1.10%
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18 Month Certificate**
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$10,000.00
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1.15%
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1.15%
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2 Year Certificate
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$10,000.00
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1.39%
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1.40%
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3 Year Certificate
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$10,000.00
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1.94%
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1.95%
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4 Year Certificate***
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$10,000.00
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2.28%
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2.30%
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5 Year Certificate***
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$10,000.00
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2.57%
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2.60%
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*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates are not guaranteed and are subject to change. Rate and Yields are in effect as of above date and are subject to change without notice. All yields are quoted for dividends paid and compounded quarterly when a $100 daily average balance is maintained, unless otherwise noted. **18 Month Certificate is not available for IRA's*** A penalty will be imposed for early withdrawal.
 
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