|
Loan Rates
Rates are Effective July 26, 2010
 Calculate Your Interest
A 1/4% Will be added to all rates if automatic/payroll deduction option is not selected!
All payments are based on per $1000.00 borrowed for full term. Please contact the loan department for more information.
|
Wall Street Journal Prime
|
Effective 12/17/08
|
3.25%
|
|
Aircraft Loans
|
|
|
Terms (Months)
|
APR*
|
|
Aircraft
|
Up to 84 <= $50,000
|
8.75%
|
|
120 <= $50,000
|
9.75%
|
|
Vehicle Loans
|
|
Model Year
|
Term (Months)
|
APR*
|
|
2010 to 2011
|
Up to 63
|
4.69%
|
|
66
|
5.09% |
|
72
|
5.49% |
|
78
|
6.09%
|
|
2009
|
Up to 63
|
4.89%
|
|
66
|
5.29%
|
|
72
|
5.69%
|
|
78
|
6.29%
|
|
2008
|
Up to 60
|
4.99%
|
|
66
|
5.39%
|
|
72
|
5.79%
|
|
2007
|
Up to 60
|
5.24%
|
|
66
|
5.59%
|
|
2006
|
Up to 60
|
5.39%
|
|
2005
|
Up to60
|
5.69%
|
|
2004
|
Up to 48
|
6.59%
|
|
2003
|
Up to 48
|
7.19%
|
|
Motorcycle Loans
|
|
Model Year
|
Term (Months)
|
APR*
|
|
2010 to 2011
|
Up to 63
|
6.69%
|
|
66
|
7.09% |
|
72
|
7.49% |
|
78
|
8.09%
|
|
2009
|
Up to 63
|
6.89%
|
|
66
|
7.29%
|
|
72
|
7.69%
|
|
78
|
8.29%
|
|
2008
|
Up to 60
|
6.99%
|
|
66
|
7.39%
|
|
72
|
7.79%
|
|
2007
|
Up to 60
|
7.24%
|
|
66
|
7.59%
|
|
2006
|
Up to 60
|
7.39%
|
|
2005
|
Up to 60
|
7.69%
|
|
2004
|
Up to 48
|
8.59%
|
|
2003
|
Up to 48
|
9.19%
|
|
Boat Loans
|
|
Model Year
|
Term (Months)
|
APR*
|
|
N/A
|
Up to 84
|
9.75%
|
|
120
|
10.75%
|
|
Recreational Vehicle
|
|
Model Year
|
Term (Months)
|
APR*
|
|
2009 to 2011 (New)
|
Up to 60
|
8.50%
|
|
84
|
10.00%
|
|
120
|
10.75%
|
|
2006 to 2010 (Used)
|
Up to 60
|
8.75%
|
|
84
|
10.25%
|
|
2002 to 2005 (Used)
|
Up to 60
|
8.75%
|
|
Certificate & Savings Secured Loans
|
|
Type
|
Term (Months)
|
APR*
|
|
Secured Savings
|
Up to 36
|
4.75%
|
|
48
|
5.25%
|
|
60
|
5.75%
|
|
Secured Certificate
|
Up to 36
|
4.75%
|
|
48
|
5.25%
|
|
60
|
5.75%
|
|
Signature Loans
|
|
|
Term (Months)
|
APR*
|
|
Signiture
|
Up to 36
|
9.50%
|
|
60
|
10.75%
|
|
Other Loan Types
|
|
Type
|
Term
|
APR*
|
|
Education
|
Up to 84
|
7.00%
|
|
Mini Loan
|
12
|
8.00%
|
|
Home Equity Loans
|
|
Type
|
Term
|
APR*
|
|
Fixed
|
5
|
4.75%
|
|
10
|
5.25%
|
|
15
|
5.50%
|
|
20
|
5.75%
|
|
Home Equity Line of Credit
|
|
Months
|
Amount
|
APR*
|
|
Up to 180
|
$25,000
|
3.99%
|
|
$5,000 - $24,999.99
|
4.75%
|
|
Land Loan
|
|
Years
|
Type
|
APR*
|
|
Up to 12
|
Fixed Rate
|
10.50%
|
|
Unsecured
|
APR*
|
|
Platinum Visa Credit Card
|
10.90%
|
Rates and eligibility are based upon your credit report.
*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates are not guaranteed and are subject to change. Rate and Yields are in effect as of above date and are subject to change without notice. All yields are quoted for dividends paid and compounded quarterly when a $100 daily average balance is maintained, unless otherwise noted.
**Home Equity Line of Credit rates are subject to change as teh Wall Street Journal changes. The Ceiling is 18.00%; Floor none. When borrowing $5,000-$24,999.99-Wall Street Journal Prime -.50. When borrowing $25,000.00 and greater-Wall Street Journal Prime -1.00
 
|
