Debit Cards

A-K Valley Visa  Debit Cards

It's the plastic card that works like a check. You can use it like a credit card, but with a twist: instead of running up a number of charges, getting a monthly bill, and paying interest, when you use A-K Valley's VisaŽ Debit Card, your transaction amount will be automatically deducted from your checking account! You can use your A-K Valley's VisaŽ Debit Card to pay for your purchases everywhere VisaŽ is accepted! Plus, A-K Valley's VisaŽ Debit Card will also perform all of the functions of an ATM Card. It's a checking-withdrawl-depositing card all in one! All of your A-K Valley VisaŽ Debit Card purchases will be listed on your monthly checking account statement, along with deposits, ATM withdrawals and regular paper check transactions.

- Does not involve borrowing, so you will not pay interest
- Accepted at all stores that accept VisaŽ 
-
Decreases need and cost of writing checks
- Speeds up your "checkout" time
- Accepted where checks are not
- Safer than carrying cash
- Chances of overdrawing your account are greatly reduced
- Use when traveling instead of Traveler's Cheques.

A-K Valley's VisaŽ Debit Card WILL NOT REPLACE paper checks. This card gives you an alternative to using credit cards or writing checks. You will not have to explain to a merchant that you are using a "debit" card. The clerk will handle the transaction just as he or she would handle your credit card. You'll also get a customer receipt, just like you do with a credit card. With a receipt, it will help you to remember to enter the transaction into your checkbook register.

The following limitations on frequency and amount of VISAŽ   Debit Card transactions may apply:

  • You may make nine (9) VISAŽ Debit Card purchases per day
  • You may purchase up to a maximum of $1,005 per day, if there are sufficient funds in your account.
  • You may make five (5) cash withdrawals per day.
  • You may withdraw up to a maximum of $305 per day from an ATM machine, if there are sufficient funds in your account.
  • You may purchase up to a maximum of $500 for a card not present transaction (example: telephone or Internet), if there are sufficient funds in your account.
  • You may withdraw, deposit and transfer between accounts wherever you see the VISAŽ  , STAR, CU$, ACCEL/Exchange & PLUS logos.  The terminal owner may apply certain fees.

Lost or Stolen Visa  Debit Card

Don't spend the weekend worrying if your Visa  Debit Card was lost or stolen.  Simply call 1-800-472-3272, twenty four hours a day seven days a week.  To order a new card contact our Main Office.

 

 

No Surcharge ATM Locations!

 

 Click CU$ for NO SURCHARGE ATM Locations in your area! 

 

FIND A SURCHARGE-FREE ATM!
Allpoint locations are all over the United States!


All Sheetz ATM's are surcharge free!

 

Internet Security Feature from Visa !

Visa  has developed an Internet authentication system called "Verified by Visa ". This will enable all Visa  cardholders to be authenticated through the use of a password. This system will allow you as a cardholder to actively protect your Visa account from unauthorized use by selecting personalized passwords that become your online "signature" for Web purchases. Each time you make a purchase at a participating online store, you will automatically be presented with a "Verified by Visa " window where you will be prompted to enter your personalized password. To enroll your Visa  debit card in this service, please visit www.visa.com/verified.

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